If you’re like most people, you hardly ever use paper checks anymore. It’s much easier to receive your paycheck via direct deposit and pay bills online. But you still need a voided check to enable these transactions. Find out what voided checks are and how they work.

No investment or savings vehicle is entirely without risk, but certificates of deposit (CDs) offer more security and predictability than most. If you’re on the hunt for above-average CD rates, take a look at these banks.

Some expenses are too big to put on a credit card. But carrying around a suitcase stuffed with cash isn’t a great idea. Fortunately, there’s an alternative: a wire transfer. Learn the difference between a bank transfer and transfer service, and how to wire money correctly.

When you write a check or send an ACH transfer that puts your account balance below $0, most banks charge an overdraft fee. Sometimes, they charge overdraft fees on top of overdraft fees. Find out how to avoid these charges.